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As Retirees and Pre-Retirees move from their 50s into their 60s, they will likely need to make a choice about when to collect Social Security retirement benefits. Many of them will fall back on the old adage, "Collect as soon as you can for as long as you can," and grab their benefits at age 62. However, in an age of increasing longevity and disappearing pensions, this may not be the most appropriate choice.

Waiting to collect Social Security benefits may well be a more advantageous option. While there is no one-size-fits-all approach, this much is universally clear: DECIDING WHEN TO BEGIN TAKING SOCIAL SECURITY BENEFITS IS AN IMPORTANT AND MULTIFACETED CONSIDERATION that should be factored into each individual’s broader retirement plan.

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Glenn V. Castillo - Managing Partner
Office: 201-450-9772
Fax : 888-520-5789